HEALTH INSURANCE PLANS
Spetner recommends individual health insurance plans that include
a variety of options for many situations. We will help you determine
which plan works best for you, your family, and your budget.
- Open Access or Preferred Provider
Plans – give you a
balance of cost savings and access to care with great freedom
of choice. Choices include plans with or without maternity coverage.
High deductible and basic plans are designed for individuals
and families willing to pay more for routine healthcare expenses
in exchange for lower premiums.
Short-Term Medical Plans – provides protection when you
need temporary coverage. If you are between jobs, graduating
from college, or waiting to be accepted in an individual or group
plan, this is
the solution for your short-term needs.
International Plans – provide coverage for you and your
family if you are an expatriate or third-party national residing
in a country other than your own.