HEALTH INSURANCE PLANS

Spetner recommends individual health insurance plans that include a variety of options for many situations. We will help you determine which plan works best for you, your family, and your budget.
  • Open Access or Preferred Provider Plans – give you a balance of cost savings and access to care with great freedom of choice. Choices include plans with or without maternity coverage. High deductible and basic plans are designed for individuals and families willing to pay more for routine healthcare expenses in exchange for lower premiums.
  • Short-Term Medical Plans – provides protection when you need temporary coverage. If you are between jobs, graduating from college, or waiting to be accepted in an individual or group plan, this is the solution for your short-term needs.
  • International Plans – provide coverage for you and your family if you are an expatriate or third-party national residing in a country other than your own.