We at Spetner Associates, Inc. are committed to respecting your
online privacy and recognize your need for appropriate protection
and management of any personally identifiable information ("Personal
Information") you share with us.
so that you can understand the care with which we intend to treat
your Personal Information.
Personal Information means any information that may be used to
identify an individual, including, but not limited to, a first
and last name, a home or other physical address, an e-mail address
or other contact information, whether at work or at home. In general,
you can visit Spetner Associates, Inc.'s web pages without telling
us who you are or revealing any Personal Information about yourself.
COOKIES AND OTHER TRACKING TECHNOLOGIES
A "cookie" is a small text file that may be used, for example, to
collect information about web site activity. No cookies are used on the Spetner
Associates, Inc. site.
Tracking technologies may record information such as Internet
domain and host names; Internet protocol (IP) addresses; browser
software and operating system types; clickstream patterns; and
dates and times that our site is accessed. We may also analyze
information that does not contain Personal Information for trends
To protect your privacy, we have adopted the following principles:
Where Spetner Associates, Inc. collects Personal Information on the Web, we
intend to post a purpose statement that explains why Personal Information
will be collected. Spetner Associates, Inc. does not intend to transfer Personal
Information without your consent to third parties who are not bound to act
on Spetner Associates, Inc.'s behalf unless such transfer is legally required.
You may choose whether or not to provide Personal Information to Spetner Associates,
Inc.. The notice we intend to provide where Spetner Associates, Inc. collects
Personal Information on the web should help you to make this choice. If you
choose not to provide the Personal Information we request, you can still
visit most of the Spetner Associates, Inc.'s web site, but you may be unable
to access certain options, offers and services that involve our interaction
If you chose to have a relationship with Spetner Associates, Inc.,
such as a contractual or other business relationship, membership
or partnership, we will naturally continue to contact you in connection
with that business relationship.
Wherever your Personal Information may be held within Spetner Associates, Inc.
or on its behalf, we intend to take reasonable and appropriate steps to protect
the Personal Information that you share with us from unauthorized access
THIRD PARTY SERVICES
Third parties provide certain services available on Spetner Associates, Inc.'s
behalf. Spetner Associates, Inc. may provide information, including Personal
Information that Spetner Associates, Inc. collects on the web to third party
service providers to help us deliver programs, products, information and services.
Service providers are also an important means by which Spetner Associates,
Inc. maintains its web site and mailing lists. Spetner Associates, Inc. will
take reasonable steps to ensure that these third party service providers are
obligated to protect Personal Information on Spetner Associates, Inc.'s behalf.
Spetner Associates, Inc. does not intend to transfer Personal Information without
your consent to third parties who are not bound to act on Spetner Associates,
Inc.'s behalf unless such transfer is legally required. Similarly, it is
against Spetner Associates, Inc.'s policy to sell Personal Information collected
online without consent.
If you have any comments or questions
and to Spetner Associates, Inc.'s processing of Personal Information for
the purposes given above as well as those explained where Spetner Associates,
Inc. collects Personal Information on the web. Should the Online Privacy
Policy change, we intend to take every reasonable step to ensure that these
changes are brought to your attention by posting all changes prominently
on our web site for a reasonable period of time.